Travel Insurance

Protect your journey with comprehensive coverage

Mandatory Requirement: All international travelers with TropicGo Vacations must have valid travel insurance. Proof of insurance must be provided before departure.

Travel insurance protects you against unexpected events before and during your trip, giving you peace of mind throughout your journey.

Why Travel Insurance Matters

Medical Emergencies

Covers hospitalization and emergency medical treatment abroad, which can be extremely expensive without insurance.

Trip Cancellation

Protects your investment if you need to cancel due to covered reasons like illness or family emergencies.

Lost Luggage

Provides compensation if your baggage is lost, stolen, or delayed by airlines.

Early Return

Covers additional costs if you need to return home unexpectedly due to covered events.

Required Coverage

Your policy must include minimum coverage for:

Coverage Type
Minimum Requirement
Why It's Important
Medical Expenses
USD 200,000
Hospitalization abroad can cost thousands per day
Emergency Evacuation
USD 100,000
Medical evacuations can exceed USD 50,000
Trip Cancellation
100% of trip cost
Protects your investment if you can't travel
Trip Interruption
150% of trip cost
Covers unexpected return travel costs
Baggage & Personal Effects
USD 1,000
Replaces essential items if luggage is lost

Additional Recommended Coverage

Adventure Activities

If your itinerary includes hiking, snorkeling, or other activities, ensure they're covered.

Rental Vehicle Excess

Covers the high excess/deductible on rental vehicle insurance policies.

Travel Document Replacement

Covers costs associated with replacing lost/stolen passports and visas.

Personal Liability

Protects you if you're held legally liable for injury or property damage.

Insurance Provider Options

We recommend these reputable providers that meet our requirements:

Allianz Travel Insurance

Allianz Travel

Comprehensive plans with 24/7 assistance

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World Nomads Insurance

World Nomads

Specializes in adventure travel coverage

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AIG Travel Guard

AIG Travel Guard

Flexible plans with cancel-for-any-reason option

Visit Website
AXA Travel Insurance

AXA Assistance

Strong medical coverage and emergency services

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Frequently Asked Questions

When should I purchase travel insurance?

We recommend purchasing insurance as soon as you book your trip to maximize coverage (especially for trip cancellation benefits). Many policies must be purchased within 10-14 days of your initial deposit to qualify for pre-existing condition waivers.

Does my credit card travel insurance suffice?

Most credit card insurance doesn't meet our requirements. They typically lack sufficient medical coverage and often exclude adventure activities. Please verify coverage details with your provider.

What if I have a pre-existing medical condition?

Many providers offer coverage if you purchase soon after your initial trip payment and meet stability requirements. Be sure to declare all conditions when applying.

How do I provide proof of insurance?

Email your policy document to [email protected] at least 30 days before departure. Ensure it clearly shows coverage amounts and effective dates.

Ready to Protect Your Trip?

Compare plans and purchase coverage from our recommended providers